Canadian Personal Finance

Forking out for gym membership doesn’t necessarily mean you’re going to stick to regular and rewarding fitness regime. Not only this, but it’s really easy to forego the gym if you’re not feeling up to getting out to the gym after a long day at work. Perhaps a more rewarding and convenient way of getting [...]

Business trips can take us all around the world. Sometimes it can be stressful and difficult, especially if you’re away from family for long periods of time. But, if you have to be on the road, it’s best to make effective use of your time. And, I strongly believe to be one of the best [...]

Loans can be a complex financial mine field to navigate. With such a variety of credit now available it can be difficult to see which option would be best for you. At some point in life, we may all need a loan, whether to help us get a new home or to consolidate our debts, [...]

At the end of the day, we’d all love to be in a job that we genuinely enjoy doing – and one that pays handsomely, of course. However, that can’t always be the case. And let’s face it, not everybody can fulfill their ambition by attaining a dream job. There are, nevertheless, times when you simply [...]

As young professionals enter the workforce, many might be financially clueless when it comes to saving money and preparing for the future.  A new job offers endless opportunities from selecting RRSP options to tax withholding. To help young professionals get started, here are a few tips to help begin the savings process. Savings Account While [...]

People and groups of all different statures and sizes can find themselves needing the generate money for something. Maybe it’s a big company trying to do some philanthropic work in the community. Perhaps it’s a church group that needs to pay for travel expenses to do some charity work in an impoverished country. Or it could be as [...]

After dedicating your life to 35-40 years of grueling work schedules, strict deadlines, perhaps retirement is the time when you would want to make up for all the lost time for leisure. But make sure that the efforts which you have put in all your life to build on a relatively tension-free post retirement life [...]

Let’s face it: college is going to be expensive no matter how you look at it, unless you’re one of the lucky ones with a full scholarship. But then again, why would you be reading this if you did? There are many expenses that you aren’t able to negotiate such as tuition. But you can [...]

I hate fees and tickets and fines (especially since I did not earn them). If I did a crime I should do the time or pay the fine (no more rhyming I swear)! Here is what happened.  I live in downtown Victoria, BC and my wife and I were going to a parenting class (prior [...]

Regardless of whether you are looking for a loan for the first time, or if you take out loans (such as using credit cards)frequently, it is important that you know about your interest rates. This is because there are various types of interest rates and often times a normal person can easily get confused as [...]