tibidabo-carnival

The carnival of financial Camaraderi​e

I was chosen by My University Money to host this week’s edition of the Carnival of Financial Camaraderie.

Stop by their Carnival Page to request a spot to host the carnival on your site this year.

I wanted to share my favorite experience with a carnival. My wife and I went to Europe on honeymoon and one of the stops was Barcelona (amazing city and culture). This is taken from Tibidado (one of the oldest carnivals around) above Barcelona.

Enjoy my selection of editor’s picks this week.

Editor’s Choice:

Daniel presents What March Madness Has In Common With Choosing Investments posted at Sweating the Big Stuff saying

[quote]It’s march madness time! Who doesn’t love this time of the year? Avoid these pitfalls in picking your investments and these bracket busters![/quote]

Philip Taylor presents Significant Ways to Save Money on Gas posted at PT Money Personal Finance.

Daisy presents Financial Protection: Pretending You’re Broke posted at Add Vodka saying
[quote]Protecting yourself financially by pretending you have no money, even if you do.[/quote]

Erika presents How to make money as a mystery shopper posted at Newlyweds on a Budget saying

[quote]Mystery Shopping has a lot of perks. It may not be a lot of pay, but you can get free groceries, oil changes, restaurant meals and more! [/quote]

Corey presents Pay off Your Student Loans posted at 20s Finances saying

[quote]Whether you read through magazines or listen to personal finance experts, they all say the same thing: there is no rush to pay off your student loans. They will cite reasons such as tax-deductible interest and higher returns on your money by investing. I disagree with both. You should pay off your student loans as quickly as possible. [/quote]

Savvy Scot presents The Thailand Wedding – The Finances Explained posted at Savvy Scot saying

[quote]This post details the costs behind having a wedding in Thailand. It is more affordable than you might think! [/quote]

Srinath presents How to buy gold from stock market posted at The University of Money saying

[quote]Invest in the gold rally by buying gold stocks or gold etf’s instead of going for the hassles of physical gold.
[/quote]

Career

Miss T. presents 3 Employer Benefits You Must Take Advantage of posted at Prairie Eco Thrifter saying

[quote]It’s estimated that 20-30% of your compensation for employment is paid to you through benefits, not through your standard paycheck. The problem is that most employees are not maximizing the benefits being offered.[/quote]

Kevin presents Things You Need to Know Before Becoming a Freelancer: Prepare Yourself posted at Invest It Wisely saying

[quote]Many people dream of being able to say goodbye to their boss and work on their own terms, and on their own time. What could be more comfortable than blogging from bed, or waking up when one pleases? How about being able to blog from the beach and drink a beer at the same time, while working only a few hours per week?
It sounds really nice, but the reality is probably a little bit different.[/quote]

Tom Drake presents Solopreneur? Increase Your Productivity, Narrow Your Focus posted at Stupid Cents saying

[quote]As a solopreneur, one of the best things you can do to increase your productivity is to narrow your focus and concentrate on only a few things at a time.[/quote]

Kevin presents Effective Communication posted at Viaticus saying

[quote]In this tough job market students and young-adults find themselves competing against people with far more experience than us. We can one-up the competition by communicating more effectively. Yes, this involves grammar. Find out why grammar is important and tweak your own grammar to improve your career and job prospects.[/quote]

Credit

Marie presents Strategies to Get Out of Credit Card Debt posted at Money Spending Mommy saying

[quote]Ultimately, most cardholders will realize that paying off their credit cards is one of their most important, and difficult to achieve financial goals. Fortunately, there are some strategies that people have used to successfully retire their credit card debt.[/quote]

Everything Finance presents Five Things You Can Do to Improve Your Credit Rating posted at Everything Finance saying

[quote]Here are five things you can do to improve your credit rating[/quote]

Matt presents Your Debt Free Date posted at Living in Financial Excellence saying

[quote]Whether you realize it or not, you already have a debt free date. Whether you are already on a plan to pay everything off or you aren’t even paying attention, you are already on a path to becoming debt free someday. [/quote]

Mike presents How To Earn Travel Rewards Faster posted at Rewards Cards USA saying

[quote]One of the reasons that many people sign up for rewards credit cards is the opportunity to earn travel rewards that can be used to save money on airfare, hotel rooms, and other travel costs.[/quote]

Echo presents Top Cash Back Credit Cards in Canada posted at Boomer & Echo saying

[quote]I looked into the top cash back credit cards in Canada, including annual fee cards and no fee cards.[/quote]

Education

Joseph Audette presents Tips for Paying off Student Loans Early posted at NerdWallet saying

[quote]The average college graduate finishes school with over $25,000 in student loan debt, and you can tack on an additional $3,000 for outstanding credit card balances. That is a lot of debt for anyone, let alone someone just starting out in their first job. [/quote]

Pam Whitlock presents Teaching Your Kids about Money: March Edition posted at The MoneyTrail Blog.

KT presents How to Save on Living Expenses When You Live Alone posted at Personal Finance Journey saying

[quote]In the United States, 11 percent of people under the age of 30 live alone U.S. News. I lived alone for two years when I was in graduate school, and I loved the experience. However, living alone, especially in an urban area, can be expensive. [/quote]

Financial Advice

Little House presents 5 Reasons Not to Keep Up with the Joneses posted at Little House in the Valley saying

[quote]Here are five perfectly good reasons to be a grown-up who doesn’t keep up with the Joneses.[/quote]

Beating Broke presents 10 Travel Expenses to Think Twice About posted at Beating Broke saying

[quote]One way to help lower your overall costs and save money when traveling is to eliminate purchases or fees that have little or no real value. Here a few examples of services and products you might be better off not investing in.[/quote]

Jim Yih presents Review your investment portfolio allocation posted at Retire Happy Blog saying

[quote]It is so important to review your investment portfolio allocation from time to time and rebalance the portfolio accordingly. [/quote]

Frugality

Kari presents 7 Items to Splurge On posted at Small Budget Big Dreams saying

[quote]Personal finance is all about spending and splurging. Dave Ramsey’s blog has a list of 7 things to “splurge” on, but I don’t completely agree.[/quote]

Emily presents Frequent Flyer Programs: Have We Been Missing Out? posted at Evolving Personal Finance saying

[quote]Because I never practiced loyalty to any one or two airlines, I didn’t bother to sign up for frequent flyer programs. I recently noticed about half our flights in the last couple years have been with Delta. I feel a little silly – have I been passing up rewards?[/quote]

Other

Amanda L Grossman presents Procrastination has Actually Paid Off: Refinancing Our Mortgage posted at Frugal Confessions.

[quote]I cannot think of many examples where procrastination has paid off in either my life or in someone elses life. [/quote]

Wayne presents What to Invest in? posted at Young Family Finance saying

[quote]Are you wondering what to invest in? Where to invest your money? Find out what you should not be doing. [/quote]

LaTisha presents How Much will My New House Cost? posted at Financial Success for Young Adults saying

[quote]What are the factors that affect the price of my home? How can I use a mortgage calculator to determine my payments and if I need private mortgage insurance? [/quote]

Liana presents Payment Allocation posted at Card Hub saying

[quote]When you’re paying off credit card debt, It’s good to know what best to do. Understanding “payment allocation” may help you get that debt down faster![/quote]

Shaun presents When Should You Rent and Not Buy? posted at Smart Family Finance saying

[quote]Renting can save you money if you follow the rules and understand when you should rent instead of buy.[/quote]

Karl presents Complaining – the art of getting what you want posted at CultOfMoney saying
[quote]Don’t complain just to get a lower price. There are plenty of ways to negotiate over price, but complaining about quality or results when that is not the case is a dirty trick. [/quote]

Ashley presents How Has Your Childhood Affected Your Money Habits? posted at Money Talks Coaching saying

[quote]Think back on your childhood and choose one word to describe the feelings you had about money as a child.[/quote]

Alan Schram presents Which is Better for You: Renting or Buying a House? posted at Canadian Finance Blog saying

[quote]What costs more, renting or buying a house? Can you afford a house? Invest some time in figuring out which would be better, renting or buying a house.[/quote]

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