Canadian Personal Finance

Image Source: FreeDigitalPhotos.net. It’s one of the first rites of passage for any freelancer: the client who is not on the up and up. How you, the freelancer, handle it can make or break your freelancing career. There is any number of reasons why this is the case. Some clients are inexperienced and do not [...]

Business trips can take us all around the world. Sometimes it can be stressful and difficult, especially if you’re away from family for long periods of time. But, if you have to be on the road, it’s best to make effective use of your time. And, I strongly believe to be one of the best [...]

People and groups of all different statures and sizes can find themselves needing the generate money for something. Maybe it’s a big company trying to do some philanthropic work in the community. Perhaps it’s a church group that needs to pay for travel expenses to do some charity work in an impoverished country. Or it could be as [...]

Let’s face it: college is going to be expensive no matter how you look at it, unless you’re one of the lucky ones with a full scholarship. But then again, why would you be reading this if you did? There are many expenses that you aren’t able to negotiate such as tuition. But you can [...]

I am finally back in Canada after a 2-month break for Parental leave. Here is a photo of me with a baby carrier drinking a coffee in Greece (not recommended or wine). I already miss the food but I missed Canada (playing hockey, my apartment, family and friends). It was a great trip but Canadians [...]

Canadian household debt is far higher than previously thought relative to income, Statistics Canada’s historical revisions showed on Monday. A new record! The main reasons for the revisions were that the new methodology resulted in a higher calculation of household credit market debt and lower disposable income. Statscan also removed non-profit institutions serving households from [...]

Have you ever ran a marathon before? The Victoria Marathon is happening this weekend and I am getting inspired. This is on my bucket list but it is so challenging running websites with my regular work and playing hockey twice a week and having a new daughter. I want to do one next year - have [...]

If you are like most people, you probably have a credit card or two (or three, or four) sitting in your wallet or purse. In fact, the average Canadian carries a total credit card balance of over $3,200 at any given time. While this may not sound like a lot, credit card interest payments, fees, [...]

Natural disasters are unpredictable and cannot be avoided. Nevertheless, precautions can be taken to avoid the damage caused by these disasters. The shift in climate throughout the world has resulted in various natural disasters such as a flood or tsunami in recent years. Although this cause both infrastructural and human loss, economists say, that this [...]

When I was younger in my teens, I collected hockey and basketball cards. Looking back I wish I had future Steve tell the young Steve to save his money and buy some real investments like a stock! Did you hear about the video game collector from France that sold a complete set of video games [...]