What is the strangest insurance policy you heard of?

Most people need insurance for various aspects of their life  automobile, health, life and homeowners insurances.

[highlight]Some people require additional insurance on various aspects of their lifestyle or physical appearance.[/highlight]

Here are some strange policies:

Cross-eyed comedian and actor, Ben Turpin (1869 – 1940), known for his work in silent films, was the first celebrity to insure a body part: he purchased a $25,000 policy with Lloyd’s of London that would pay if his eyes ever uncrossed.

Actor Daniel Craig took out a ¬£5 million (about $9.5 million at the time) insurance policy to protect against losses to his body. The actor, did his own stunts in the 2006 James Bond movie, “Casino Royale,” took out the policy due to the risks involved in the stunt work.

“Ugly Betty” star America Ferrera’s smile was insured in 2007 for $10 million at Lloyd’s. Aquafresh, makers of Aquafresh White Trays, an at-home teeth whitening product, paid to insure the actress’s smile as Ferrera began working with the company to promote the United States charity, Smiles for Success.

[box type=”info”]Anyone else know of any crazy insurance they could possibly take on themselves?[/box]

I am still unsure of the premiums these stars or businesses pay for this coverage.

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