It s kind of funny how we often overlook the ultimate clichés that might actually make bill pay easy on our pockets, that is make us richer and help us afford more. So what are those little things that are applied to your daily schedule can make you rich? Before we discuss that in details here is some food for thought.
Your financial choices and decisions not just affect you but your family too. So all those little things you have planned must be well synced to your overall plans that often involve your family members. May be money cannot buy happiness but when sad, you would rather be crying inside a Mercedes instead of while riding a bicycle.
The top 6 financial clichés that can make you rich are:
Your personal banking
A very old saying goes that a penny saved is a penny earned. So get into the habit of saving. Saving need not focus on just the change that you put in the piggy bank after bill pay efforts, say, at a grocery store. Savings can be a regular habit. Wake up in the morning and go absolute old school by putting a note in the piggy bank. On a special occasion at an annual basis dive into the personal bank that you have created right inside your very home and see how it supports your through bill pay duties.
Reinvent the resume
So you have been working for quite some time now and since all your traditional degree quests are over, you decide to bid adieu to the academics. Wrong! Every 2 or 3 years just pick up a short term part time and professional course that suits your field of work so that you stay in the loop with the new age tactics. Thus you will get preference in your present company during promotions or even get spotted by job hunters or just go looking for better professional options. But do make sure whatever course you undertake, you must be sure that the certification you are to receive at the end of the course is valid.
Take smart risks
Risk it for the biscuit. Once in a while you might have to leave a safe business deal and indulge in something riskier but with better bill pay promise. Or maybe the job you are doing is really comfy but a little change of career by quitting the job and taking on something that might appear more lucrative and suit your passion.
But at any such case, it is important that you have at least enough funds for yourself and your family to get through with your lives for at least two years, God forbid, if you don’t land a better deal and lose the existing one. Here’s hoping in two year’s time you will arrange things better.
The disease called debt – just live by means that you can afford without borrowing from any person or any institution. Debt can be addictive and infectious.
Make money fetch money
Please don’t horde cash. Invest your money to help it earn you more money. But wise investment will require watching the market of your choice very closely for at least 2 to 3 years before you invest.
Pay your own bills
If you are above 17, get yourself a part time job to support college and let your professional life begin. During marriage too don’t expect to use your spouse as an ATM or kids as ATM during old age.
These clichés are tried and tested methods that will help you afford your bill pay responsibilities.
About the Author:
The above article is written by AJ from Page Once. She recommends that forgetting that a bill pay is due can lead you in severe financial issues which might prove fatal for you and your family. So plan your finances well to avoid such issues.